Четверг, 14 Декабря, 2017

How to Set Up and Use Apple Pay Cash on Your iPhone

Apple Watch software update Apple Pay Cash and person to person payments now available
Kayla Schwartz | 08 Декабря, 2017, 00:30

From there, Apple Pay Cash will take a few seconds to activate.

Apple Pay Cash, Venmo, and PayPal can all be used to shop at online retailers; PayPal (which also owns Venmo) may have the upper hand here, as the leading internet payment service.

This adoption of iOS 11 has been slower than that of iOS 10, according to Apple's official App Store statistics iOS 10 was adopted much quicker after its release with 54% of users downloading the update. But the company delayed its launch until the release of iOS 11.2, which became available over the weekend.

But if you want to pay someone who doesn't have an Apple device, you're better off with a competitor, like Venmo, that offers cross-platform options, as well as more advanced payment features. This is perhaps the big kicker with Apple Pay Cash-it finally gives iPhone users a way to use Apple Pay without necessarily linking a debit or credit card, just as long as they receive money from other people through the Apple Pay Cash service. We could use it on Monday, but it's not available to everyone yet.

Two-factor authentication must be enabled for your Apple ID account. It hasn't, however, been able to let you pay friends directly, as you can with Facebook Messenger, Google Wallet, PayPal, Venmo, and some bank apps. Go to Settings Wallet Apple Pay Apple Pay Cash and tap the button to toggle it on.

Once you've completed this step, Apple Pay Cash is all set up!

You can set up Apple Pay Cash in the Wallet & Apple Pay area inside the Settings app. However, Venmo offers a couple of important advantages over Apple's system: You can scan a QR code to verify your payee, and you can attach notes along with a payment.

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You'll have to confirm your legal name and address and type in the last four digits of your Social Security number.

Pay Cash works with every Apple phone back to the iPhone 6, and on iPads starting with the Air 2 model.

In order to bring the Apple Pay Cash debit card to life, Apple has utilized credit card provider Discover, whose Discover Network debit services power the virtual tap-to-pay card for money transfers and in-store purchases.

Green Dot operates as the program manager of an FDIC-insured virtual debit account that consumers may fund for P-to-P transactions with their debit card at no charge, or by paying a 3% fee to add funds from a credit card.

Money received in a transaction is added automatically to an Apple Pay Cash card that resides in Wallet.

The service asks you to confirm the payment before you make it.

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Once the recipient receives the money they have the choice to send that money to someone else using Apple Pay Cash, transfer to their bank or spend the money anywhere Apple Pay is accepted.

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